Glynn County property record for 103 Pine Tree, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,850 sqft · built 1990 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Sep 2021) |
| Tax Bill | $15,660 (2026) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06190 |
| Primary APN | 04-06190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,850 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Pool Area | 390 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 488 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 PINE TREE |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 9 SSI CLUB PHS IV |
| Legal Subdivision | SSI CLUB |
| Legal Phase | IV |
| Legal Block | 14 |
| Legal Lot Number | 9 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 104 |
103 Pine Tree is owned and occupied by two individuals who bought it in September 2021.
Source: Glynn County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 PINE TREE, SAINT SIMONS ISLAND, GA 31522-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on File |
| Deed Sale | Sep 22, 2021 · Amount on File |
| Prior Sale | Apr 23, 2010 · Amount on File |
| Deed Document Number | 20215042 |
| Deed Book / Page | 4549 / 295 |
| Prior Transfer Date | Nov 4, 2010 |
| Prior Transfer Doc | 0027950492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Sep 22, 2021 |
| Property Address | 103 PINE TREE, ST SIMONS ISLAND, GA 31522-2458 |
| Document Number | 0045490295 |
| Book / Page | 4549 / 295 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021-005042 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 FAIRFAX ST, DENVER, CO 80220-5747 |
The 2026 property tax bill for 103 Pine Tree was $15,660, up 23% from the year before.
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,660.00 (+23.03%) | $624,440 (+23.03%) Land $180,000 Building $444,440 | $1,561,100 (+23.03%) Land $450,000 Building $1,111,100 |
| 2025 | $12,729.00 | $507,560 Land $180,000 Building $327,560 | $1,268,900 Land $450,000 Building $818,900 |
| 2023 | $466,360 (+21.79%) Land $171,200 Building $295,160 | $1,165,900 (+21.79%) Land $428,000 Building $737,900 | |
| 2022 | $9,603.00 | $382,920 Land $160,000 Building $222,920 | $957,300 Land $400,000 Building $557,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Pine Tree in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 345 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 525 units insured incl. 180 condo units |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Pine Tree is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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