107 N Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 107 N Smith Rd, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,225 sqft · built 1965
Lot Size0.176 acres (7,650 sqft)
OwnerIndividual Name on File
Last Sale$94,500 (Mar 2010)
Tax Bill$3,768 (2024)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN91-21-10-353-011

Property Details

APN / Parcel Number

Primary APN91-21-10-353-011

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,225 sqft Building Perimeter
1st Floor Area1,225 sqft
FlooringConcrete/Cement
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialStucco
Roof MaterialOther
Lot Area7,650 sqft (0.176 acres)
Lot Dimensions90 ft deep x 85 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address107 N SMITH RD
CityURBANA
StateIL
Zip61802-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 1 SUB OF PT SW 1/4 SW 1/4 SEC. 10-19-9 - AKA - JACOB M. SMITHS SUB
Legal Range09E
Legal Township19N
Legal Section10
Legal SubdivisionJACOB M. SMITHS SUB
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1005
Census Tract5500

Owner

107 N Smith Rd is owned and occupied by an individual who bought it in March 2010.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address107 N SMITH RD, URBANA, IL 61802-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2010 · Amount on File
Deed SaleMar 12, 2010 · Amount on File
Prior SaleJun 9, 2006 · Amount on File
Deed Document Number20104827
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address107 N SMITH RD, URBANA, IL 61802-2231
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026086
DateNov 2, 2021
Instrument2021R26086
Lender
NameLONGVIEW BANK
TypeBank
AddressOGDEN, IL 61859
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,580 Land $8,900 Building $29,680$115,740 Land $26,700 Building $89,040
2024$3,768.00
2022$2,672.00 Homeowner's exemption$30,620 Land $7,060 Building $23,560$91,860 Land $21,180 Building $70,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 N Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 N Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Nextlink.

Nearby Properties on N Smith Rd

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