204 N Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 204 N Smith Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,167 sqft · built 1968
Lot Size	0.316 acres (13,744 sqft)
Owner	Individual Name on File
Last Sale	$156,500 (Jun 2018)
Tax Bill	$4,767 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-10-354-002`

Property Details

APN / Parcel Number

Primary APN	`30-21-10-354-002`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,167 sqft Building Perimeter
1st Floor Area	1,167 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,744 sqft (0.316 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	700 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	204 N SMITH RD
City	URBANA
State	IL
Zip	61802-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 PETTYS SUB
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	PETTYS SUB
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2044
Census Tract	5500

Owner

204 N Smith Rd is owned and occupied by an individual who bought it in June 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	204 N SMITH RD, URBANA, IL 61802-2143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Aug 21, 2013
Deed Document Number	20188972
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	204 N SMITH RD, URBANA, IL 61802-2143
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008560
Date	Apr 13, 2021
Instrument	2021R08560

Lender

Name	DEWITT SAVINGS
Type	Bank
Address	81727

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 4, 2018
Property Address	204 N SMITH RD, URBANA, IL 61802-2143
Document Number	0000008972
Map Reference	MB K PG115
Instrument Date	Feb 1, 2018
Instrument	2018R08972
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N SMITH RD, URBANA, IL 61802

Mortgage

Document Number	0000008973
Date	Jun 4, 2018
Instrument	2018R08973

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,240 Land $11,840 Building $56,400	$204,720 Land $35,520 Building $169,200
2024	$4,767.00
2022	$4,291.00 Homeowner's exemption	$54,490 Land $9,450 Building $45,040	$163,470 Land $28,350 Building $135,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 N Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 N Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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