102 N Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 102 N Smith Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,346 sqft · built 2005
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Jun 2025)
Tax Bill	$5,163 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-382-025`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-382-025`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Building Perimeter
1st Floor Area	1,346 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	102 N SMITH RD
City	URBANA
State	IL
Zip	61802-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 FURTNEY FIRST SUB
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	FURTNEY FIRST SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2042
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 N SMITH RD, URBANA, IL 61802-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Feb 21, 2024 · Amount on Record
Deed Document Number	20258775
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	0000002192
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 21, 2024
Property Address	102 N SMITH RD, URBANA, IL 61802-2231
Document Number	0000002192
Map Reference	DOC 2005R09332
Instrument Date	Dec 28, 2023
Instrument	2024R02192
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4006 E ANTHONY DR, URBANA, IL 61802-9640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N SMITH RD, URBANA, IL 61802-2231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002193
Date	Feb 21, 2024
Instrument	2024R02193

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	102 N SMITH RD, URBANA, IL 61802-2231
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000244
Date	Jan 6, 2023
Instrument	2023R00244

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate	5.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,300 (+25.93%) Land $10,230 Building $49,070	$177,900 (+25.93%) Land $30,690 Building $147,210
2024	$5,163.00 (+16.05%)
2022	$4,449.00 Homeowner's exemption	$47,090 Land $8,120 Building $38,970	$141,270 Land $24,360 Building $116,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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