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102 Joyce Cv, Guyton, GA 31312 Property Records

Effingham County property record for 102 Joyce Cv, Guyton, GA 31312 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,423 sqft · built 2017
Lot Size1.27 acres (55,321 sqft)
OwnerIndividual Name on File
Last Sale$300,037 (Apr 2017)
Tax Bill$5,966 (2025)
Deeds & MortgagesJan 2017 Mortgage
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0436D-045-000

Property Details

APN / Parcel Number

Primary APN0436D-045-000
Alternative APNs
  • 00920096000
  • 0436D045
  • 28280

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area3,423 sqft Heated Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area55,321 sqft (1.27 acres)
Garage Area483 sqft

Exterior Amenities

PorchOpen Porch
Porch Area154 sqft
Deck Area190 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number28280
Street Address102 JOYCE CV
CityGUYTON
StateGA
Zip31312-6147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.27 AC LOT 45 OUT OF 436-5
Legal SubdivisionRABUN ESTATES
Legal Phase3
Legal Lot Number45
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group3
Census Block3001
Census Tract30301

Owner

Source: Effingham County records · APN 0436D-045-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address102 JOYCE CV, GUYTON, GA 31312-6147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2017Deed of Trust, Mortgage
STATE BANK & TRUST CO
Apr 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Nov 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2017 · Amount on Record
Deed SaleApr 17, 2017 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Document Number2017-000961
Deed Book / Page2402 / 481
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address102 JOYCE CV, GUYTON, GA 31312-6147
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002386/701
DateJan 24, 2017
Book Page2386/701
Instrument000564
Lender
NameSTATE BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueJan 23, 2018

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address102 JOYCE CV, GUYTON, GA 31312-6147
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002402/484
DateApr 28, 2017
Book Page2402/484
Instrument003561
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address102 JOYCE CV, GUYTON, GA 31312-6147
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 JOYCE CV, GUYTON, GA 31312-6147

Mortgage

Document Number0000002739/0000000567
DateNov 03, 2021
Book Page0000002739/0000000567
Instrument013357
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,966.00 (+8.47%) Homeowner's exemption$190,356 (+3.7%) Land $30,000 Building $160,356$475,890 (+3.7%) Land $75,000 Building $400,890
2024$5,500.00 (+0.35%) Homeowner's exemption$183,558 (+2.28%) Land $30,000 Building $153,558$458,894 (+2.28%) Land $75,000 Building $383,894
2022$5,481.00$179,464 Land $20,000 Building $159,464$448,660 Land $50,000 Building $398,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
15 of 15 on primary residences
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020, other causes

Wildfire

Wildfire RiskLow
above 35% of the US · above 13% of Georgia
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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