107 Gallagher Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 107 Gallagher Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 1985
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 2003)
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-0640-063-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0640-063-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,800 sqft (0.225 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 GALLAGHER CT
City	FOLSOM
State	CA
Zip	95630-4872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	POR OF LOTS 326 & 327 WILLOW CREEK ESTATES 4 AND POR OF LOTS 42429 & 430 WILLOW CREEK ESTATES 5 DES AS BEG AT NE COR OF LOT
Legal Subdivision	WILLOW CREEK ESTATESWILLOW CREEK ESTATES
Legal Lot Number	327
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3005
Census Tract	8402

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 GALLAGHER CT, FOLSOM, CA 95630-4872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS
Aug 19, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 12, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2003 · Amount on Record
Deed Sale	Aug 21, 2003 · Amount on Record
Deed Book / Page	20030821 / 358
Prior Transfer Date	Aug 11, 2003
Prior Transfer Doc	2003000357
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	107 GALLAGHER CT, FOLSOM, CA 95630-4872
Document Number	1908270340
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GALLAGHER CT FOLSOM CA 956304872, FOLSOM, CA 95630-4872

Mortgage

Document Number	1908270340
Date	Aug 27, 2019
Instrument	1908270340

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.98%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	107 GALLAGHER CT, FOLSOM, CA 95630-4872
Document Number	1908270341
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GALLAGHER CT FOLSOM CA 956304872, FOLSOM, CA 95630-4872

Mortgage

Document Number	1908270341
Date	Aug 27, 2019
Instrument	1908270341

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.98%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	107 GALLAGHER CT, FOLSOM, CA 95630-4872
Document Number	1806290945
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GALLAGHER CT FOLSOM CA 956304872, FOLSOM, CA 95630-4872

Mortgage

Document Number	1806290945
Date	Jun 29, 2018
Instrument	1806290945

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2018
Property Address	107 GALLAGHER CT, FOLSOM, CA 95630-4872
Document Number	1803120300
Instrument Date	Mar 7, 2018
Instrument	1803120300
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GALLAGHER CT FOLSOM CA 956304872, FOLSOM, CA 95630-4872

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,538 (+2%) Land $101,504 Building $290,034
2025	$4,110.00 (+2.14%) Homeowner's exemption	$383,862 (+4.04%) Land $99,514 Building $284,348
2024	$4,024.00 (+1.85%)
2023	$3,951.00 (+1.52%) Homeowner's exemption	$368,957 Land $95,650 Building $273,307
2022	$3,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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