Sacramento County property record for 109 Gallagher Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,195 sqft · built 1985 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $383,500 (Apr 2016) |
| Tax Bill | $4,951 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0640-064-0000 |
| Primary APN | 071-0640-064-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 12,700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 GALLAGHER CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-4872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | POR OF LOTS 325 & 326 WILLOW CREEK ESTATES 4 AND POR OF LOT 430 & 431 WILLOWCREEK ESTATES 5; TH BEG AT NE COR OF LOT 326; TH |
| Legal Subdivision | WILLOW CREEK ESTATES |
| Legal Lot Number | 431 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 8402 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2016 · Amount on Record |
| Deed Sale | Apr 6, 2016 · Amount on Record |
| Deed Book / Page | 20160406 / 1 |
| Prior Transfer Date | Oct 10, 1997 |
| Prior Transfer Doc | 9711001051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 109 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Document Number | 2101192206 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 GALLAGHER CT FOLSOM CA 956304872, FOLSOM, CA 95630-4872 |
| Document Number | 2101192206 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2101192206 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $463,056 (+2%) Land $144,892 Building $318,164 | |
| 2025 | $4,951.00 (+2.1%) | $453,977 (+4.04%) Land $142,051 Building $311,926 |
| 2024 | $4,849.00 (+1.81%) | |
| 2023 | $4,763.00 (+1.47%) | $436,350 Land $136,536 Building $299,814 |
| 2022 | $4,694.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Succeed.Net.
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