Sacramento County property record for 103 Gallagher Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,195 sqft · built 1985 |
| Lot Size | 0.193 acres (8,422 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $540,000 (Oct 2022) |
| Tax Bill | $6,051 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0640-060-0000 |
| Primary APN | 071-0640-060-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,422 sqft (0.193 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 GALLAGHER CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-4872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | WILLOW CREEK ESTATES 04, LOT 329 |
| Legal Subdivision | WILLOW CREEK ESTATES 04 |
| Legal Lot Number | 329 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 8402 |
Source: Sacramento County records · APN 071-0640-060-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 103 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 18, 2022 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Nov 02, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Oct 25, 2000 · Amount on Record |
| Deed Book / Page | 20221018 / 540 |
| Prior Transfer Date | Oct 26, 2021 |
| Prior Transfer Doc | 0000000001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 18, 2022 |
| Property Address | 103 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Document Number | 0000000540 |
| Map Reference | MB 160 PG 24 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022101800540 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 103 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Document Number | 0000000541 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022101800541 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 02, 2021 |
| Property Address | 103 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Document Number | 2021110200001 |
| Map Reference | MB 160 PG 24 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021110200001 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1598 PARKWAY DR, FOLSOM, CA 95630-7310 |
| Document Number | 2021110200002 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021110200002 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 103 GALLAGHER CT, FOLSOM, CA 95630-4872 |
| Document Number | 1812121254 |
| Instrument Date | Dec 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1598 PARKWAY DR FOLSOM CA 956307310, FOLSOM, CA 95630-7310 |
| Document Number | 1812121254 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 1812121254 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $573,051 (+2%) Land $201,629 Building $371,422 | |
| 2025 | $6,051.00 (+2.13%) | $561,816 (+4.04%) Land $197,676 Building $364,140 |
| 2024 | $5,925.00 (+1.84%) | |
| 2023 | $5,818.00 (+109.81%) Homeowner's exemption | $540,000 Land $190,000 Building $350,000 |
| 2022 | $2,773.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Succeed.Net.
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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