107 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 107 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,237 sqft · built 2017
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$505,633 (Sep 2017)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242003954`

Property Details

APN / Parcel Number

Primary APN	`242003954`
Alternative APN	`R614 029 000 1859 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,237 sqft Living Area

Exterior

Year Built	Built 2017
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	521 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003954
Street Address	107 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3078 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3078
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

107 Flatwater Dr is owned and occupied by an individual who bought it in September 2017.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	107 FLATWATER DR, BLUFFTON, SC 29910-9348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 3, 2017	Deed of Trust, Mortgage WILMINGTON TRUST NA WILMINGTON TRUST NA
Jan 3, 2017	Deed of Trust, Mortgage WILMINGTON TRUST NA WILMINGTON TRUST NA
Jan 3, 2017	Deed of Trust, Mortgage * OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Prior Sale	Dec 27, 2016 · Amount on File
Deed Document Number	2017052191
Deed Book / Page	3609 / 1078
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	107 FLATWATER DR, BLUFFTON, SC 29910-9348
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004078
Date	Jan 20, 2022
Book Page	4106/2718
Instrument	2022004078

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 26, 2017
Property Address	107 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000052191
Book / Page	3609 / 1078
Map Reference	MB 141 PG 64
Instrument Date	Sep 22, 2017
Instrument	2017052191
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052192
Date	Sep 26, 2017
Instrument	2017052192

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	107 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000002142
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000002142
Date	Jan 12, 2017
Book Page	003544/002643
Instrument	2142

Lender

Name	WILMINGTON TRUST NA WILMINGTON TRUST NA
Address	WILMINGTON, DE 19890-1600

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 11, 2020

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	107 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000002141
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000002141
Date	Jan 12, 2017
Book Page	003544/002623
Instrument	2141

Lender

Name	WILMINGTON TRUST NA WILMINGTON TRUST NA
Address	MINNEAPOLIS, MN 55402

Agreement

Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	107 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000002143
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	0000002143
Date	Jan 12, 2017
Book Page	003544/002662
Instrument	2143

Lender

Name	* OTHER INSTITUTIONAL LENDERS
Address	WILMINGTON, DE 19890-1600

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 11, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 107 Flatwater Dr was $3,843, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,843.00 (-0.05%)	$23,000 (-26.95%)
2024	$3,845.00	$31,484 (-) Land $8,600 Building $22,884	$787,100 (-) Land $215,000 Building $572,100
2023	$3,845.00 (+8.31%)	$31,484 (+57.42%) Land $8,600 Building $22,884	$787,100 (+57.42%) Land $215,000 Building $572,100
2022	$3,550.00 Homeowner's exemption	$20,000 Land $4,000 Building $16,000	$500,000 Land $100,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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