107 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 107 Emerald Dr, Charlotte, MI 48813

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,135 sqft · built 1996
Lot Size	0.044 acres (1,939 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2021)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20004700002900`

Property Details

APN / Parcel Number

Primary APN	`20004700002900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Basement Area	1,135 sqft
Unfinished Basement	1,135 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,939 sqft
Garage Area	440 sqft
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 EMERALD DR
City	CHARLOTTE
State	MI
Zip	48813-9009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N/A
Legal Description	UNIT 29. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996
Legal Range	05W
Legal Township	02N
Legal Section	24
Legal Subdivision	EMERALD ISLE CONDO
Legal Unit	29
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1034
Census Tract	20902

Owner

107 Emerald Dr, a condominium, is owned and occupied by two individuals who bought it in July 2021.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 EMERALD DR, 29, CHARLOTTE, MI 48813-9009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Book / Page	2941 / 736
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	2941/738
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 19, 2021
Property Address	107 EMERALD DR, CHARLOTTE, MI 48813-9009
Document Number	2941/736
Book / Page	2941 / 736
Map Reference	LB 1058 OG 864
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 EMERALD DR, 107, CHARLOTTE, MI 48813-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 N COCHRAN AVE, CHARLOTTE, MI 48813-1103

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jul 19, 2021
Property Address	107 EMERALD DR, CHARLOTTE, MI 48813-9009
Document Number	2941/738
Book / Page	2941 / 738
Map Reference	LB 1058 PG 864
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 N COCHRAN AVE, 913, CHARLOTTE, MI 48813-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 EMERALD DR, CHARLOTTE, MI 48813-9009

Tax Assessment & Valuation

The 2025 property tax bill for 107 Emerald Dr was $4,552 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (+9.84%)	$199,296 (-) Land $38,386 Building $160,910
2025	$4,552.00 (+2.92%) Homeowner's exemption	$99,600	$199,296 Land $38,386 Building $160,910
2024	$4,423.00
2023		$87,000	$174,000
2022	$3,953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

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