100 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 100 Emerald Dr, Charlotte, MI 48813

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,135 sqft · built 1995
Lot Size	0.04 acres (1,770 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2018)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20004700000100`

Property Details

APN / Parcel Number

Primary APN	`20004700000100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Basement Area	1,135 sqft
Unfinished Basement	1,135 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,770 sqft
Garage Area	440 sqft
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 EMERALD DR
City	CHARLOTTE
State	MI
Zip	48813-9014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N/A
Legal Description	UNIT 1. EMERALD ISLE CONDO, SEC. 24, T2NR5W, CITY OF CHARLOTTE. 1996
Legal Range	05W
Legal Township	02N
Legal Section	24
Legal Subdivision	EMERALD ISLE CONDO
Legal Unit	1
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1033
Census Tract	20902

Owner

100 Emerald Dr, a condominium, is owned and occupied by two individuals who acquired it in February 2026.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 EMERALD DR, 1, CHARLOTTE, MI 48813-9014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Aug 30, 2016 · Amount on File
Deed Book / Page	2767 / 761
Last Transfer Date	Feb 6, 2026
Transfer Doc	003177/287
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Feb 9, 2026
Property Address	100 EMERALD DR, CHARLOTTE, MI 48813-9014
Document Number	003177/287
Book / Page	3177 / 287
Map Reference	LB 1058 PG 864
Instrument Date	Feb 6, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 EMERALD DR # 1, 1, CHARLOTTE, MI 48813-9014

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	100 EMERALD DR, CHARLOTTE, MI 48813-9014
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02853/1277
Date	Jul 1, 2020
Book Page	2853/1277

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 28, 2018
Property Address	100 EMERALD DR, CHARLOTTE, MI 48813-9014
Document Number	02767/0761
Book / Page	2767 / 0761
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 EMERALD DR, 100, CHARLOTTE, MI 48813-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 EMERALD DR, CHARLOTTE, MI 48813-9014
Investor	Possibly a Property Investor

Mortgage

Document Number	0002767762
Date	Dec 28, 2018
Instrument	2767/762

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 100 Emerald Dr was $4,079 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 (+9.36%)	$196,629 (-) Land $38,432 Building $158,197
2025	$4,079.00 (+2.93%) Homeowner's exemption	$98,300	$196,629 Land $38,432 Building $158,197
2024	$3,963.00
2023		$85,800	$171,600
2022	$3,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures