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106 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 106 Emerald Dr, Charlotte, MI 48813

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,135 sqft · built 1995
Lot Size0.038 acres (1,661 sqft)
OwnerIndividual Name on File
Last Sale$134,900 (Feb 2016)
Tax Bill$4,012 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN20004700000400

Property Details

APN / Parcel Number

Primary APN20004700000400

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,135 sqft Living Area
1st Floor Area1,135 sqft
Basement Area1,135 sqft
Unfinished Basement1,135 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area1,661 sqft (0.038 acres)
Garage Area440 sqft
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address106 EMERALD DR
CityCHARLOTTE
StateMI
Zip48813-9014
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeN/A
Legal DescriptionUNIT 4. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996
Legal Range05W
Legal Township02N
Legal Section24
Legal SubdivisionEMERALD ISLE CONDO
Legal Unit4
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1033
Census Tract20902

Owner

106 Emerald Dr, a condominium, is owned and occupied by an individual who bought it in February 2016.

Source: Eaton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address106 EMERALD DR, CHARLOTTE, MI 48813-9014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2017Deed of Trust, Mortgage
LAFCU
Jan 4, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2016 · Amount on File
Deed SaleFeb 2, 2016 · Amount on File
Prior SaleJan 9, 2007 · Amount on File
Deed Book / Page2606 / 797
Prior Transfer DateAug 8, 2014
Prior Transfer Doc2530/0461
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address106 EMERALD DR, CHARLOTTE, MI 48813-9014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2677/0637
DateMay 5, 2017
Book Page2677/0637
Lender
NameLAFCU
TypeCredit Union
AddressLANSING, MI 48917
Agreement
AmountAmount on Record
Term120 Months
DueMay 1, 2027

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateJan 4, 2019
Property Address106 EMERALD DR, CHARLOTTE, MI 48813-9014
Document Number2768/0452
Book / Page2768 / 0452
Instrument DateJan 4, 2019
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 EMERALD DR, 106, CHARLOTTE, MI 48813-9014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1506 W NYE HWY, OLIVET, MI 49076-9466

Tax Assessment & Valuation

The 2025 property tax bill for 106 Emerald Dr was $4,012 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,500 (+3.43%)$229,000 (+3.43%)
2025$4,012.00 (+2.92%) Homeowner's exemption$110,700$221,400
2024$3,898.00
2023$96,500$193,000
2022$3,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

May also be available: ACD.net.

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