Bay County property record for 107 Eagle Trace Ct, Panama City Beach, FL 32413
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,586 sqft · built 2019 |
| Lot Size | 0.083 acres (3,659 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,900 (Jul 2024) |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35272-800-020 |
| Primary APN | 35272-800-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,586 sqft Heated Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,586 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,659 sqft (0.083 acres) |
| Lot Dimensions | 92 ft deep x 40 ft wide |
| Driveway | Driveway |
| Driveway Area | 408 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 107 EAGLE TRACE CT |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSPREY POINTE AT POWELL LOT 2 ORB 4821 P 480 |
| Legal Range | 17W |
| Legal Township | 02S |
| Legal Section | 32 |
| Legal Subdivision | OSPREY POINTE AT POWELL |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2706 |
107 Eagle Trace Ct is owned by an individual who bought it in July 2024.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 BRADY WAY, PANAMA CITY BEACH, FL 32408-7484 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on File |
| Deed Sale | Jul 15, 2024 · Amount on File |
| Prior Sale | May 13, 2020 · Amount on File |
| Deed Document Number | 2024041406 |
| Deed Book / Page | 4821 / 480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 13, 2020 |
| Property Address | 107 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261 |
| Document Number | 0042510992 |
| Book / Page | 004251 / 000992 |
| Instrument Date | May 11, 2020 |
| Instrument | 31479 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 DUELLO WOODS LN LAKE ST LOUIS MO 633674318, LAKE ST LOUIS, MO 63367-4318 |
The 2025 property tax bill for 107 Eagle Trace Ct was $4,077.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,077.00 | $331,631 Land $96,873 Building $234,758 | $331,631 Land $96,873 Building $234,758 |
| 2023 | $4,299.00 (+28.18%) | $379,943 (+30.17%) Land $71,159 Building $308,784 | $379,943 (+30.17%) Land $71,159 Building $308,784 |
| 2022 | $3,354.00 | $291,872 Land $72,300 Building $219,572 | $291,872 Land $72,300 Building $219,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Eagle Trace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 22 condo units |
| Nearby Flood Claims | 11 (1988–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Eagle Trace Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T.
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