101 Eagle Trace Ct, Panama City Beach, FL 32413 Property Records

Bay County property record for 101 Eagle Trace Ct, Panama City Beach, FL 32413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 2019
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2024)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Mar 2023 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35272-800-010`

Property Details

APN / Parcel Number

Primary APN	`35272-800-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Heated Area
Gross Area	1,830 sqft
1st Floor Area	1,626 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,659 sqft (0.083 acres)
Lot Dimensions	92 ft deep x 40 ft wide
Driveway	Driveway
Driveway Area	408 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	101 EAGLE TRACE CT
City	PANAMA CITY BEACH
State	FL
Zip	32413-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSPREY POINTE AT POWELL LOT 1 ORB 4847 P 606
Legal Range	17W
Legal Township	02S
Legal Section	32
Legal Subdivision	OSPREY POINTE AT POWELL
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1012
Census Tract	2706

Owner

101 Eagle Trace Ct is owned by an individual who bought it in October 2024.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	434 MAE PLACE LN, QUEBECK, TN 38579-2064
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer MTI TITLE INSURANCE AGCY INC
Oct 7, 2020	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Mar 28, 2023 · Amount on File
Deed Document Number	2024058589
Deed Book / Page	4847 / 606
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 28, 2023
Property Address	101 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261
Document Number	0046720375
Book / Page	4672 / 375
Map Reference	MB 26 PG 48
Instrument Date	Mar 27, 2023
Instrument	2023018654
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$3,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13123 E EMERALD COAST PKWY PKWYB 237, 237, ROSEMARY BEACH, FL 32461-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	709 WILD HERON WAY, PANAMA CITY BEACH, FL 32413-1465

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 7, 2020
Property Address	101 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261
Document Number	0043080069
Book / Page	004308 / 000069
Instrument Date	Sep 30, 2020
Instrument	66490
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,037.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 EAGLE TRACE CT PANAMA CITY BEACH FL 324131261, PANAMA CITY BEACH, FL 32413-1261

Mortgage

Document Number	43080071
Date	Oct 7, 2020
Book Page	004308/000071
Instrument	66491

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PANAMA CITY BEACH, FL 32408

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Oct 6, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 101 Eagle Trace Ct was $3,905.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00	$317,703 Land $96,873 Building $220,830	$317,703 Land $96,873 Building $220,830
2023	$4,290.00 (+28.25%)	$379,164 (+30.37%) Land $71,159 Building $308,005	$379,164 (+30.37%) Land $71,159 Building $308,005
2022	$3,345.00	$290,833 Land $72,300 Building $218,533	$290,833 Land $72,300 Building $218,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Eagle Trace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 22 condo units
Nearby Flood Claims	11 (1988–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Eagle Trace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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