106 Eagle Trace Ct, Panama City Beach, FL 32413 Property Records

Bay County property record for 106 Eagle Trace Ct, Panama City Beach, FL 32413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2021
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Sep 2024)
Tax Bill	$3,753 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35272-800-140`

Property Details

APN / Parcel Number

Primary APN	`35272-800-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Heated Area
Gross Area	1,800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Driveway	Driveway
Driveway Area	490 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	106 EAGLE TRACE CT
City	PANAMA CITY BEACH
State	FL
Zip	32413-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSPREY POINTE AT POWELL LOT 14 ORB 4836 P 2320
Legal Range	17W
Legal Township	02S
Legal Section	32
Legal Subdivision	OSPREY POINTE AT POWELL
Legal Lot Number	14
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1012
Census Tract	2706

Owner

106 Eagle Trace Ct is owned by an individual who bought it in September 2024.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1492 MCDANIEL AVE, SAN JOSE, CA 95126-2008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Oct 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Warranty Deed, Transfer FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	2024051988
Deed Book / Page	4836 / 2320
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 6, 2021
Property Address	106 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261
Document Number	0044020434
Book / Page	4402 / 434
Map Reference	MB 26 PG 48&49
Instrument Date	May 5, 2021
Instrument	2021034055
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3817 QUAIL ST, PANAMA CITY BEACH, FL 32408-6047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261

Mortgage

Document Number	0004402436
Date	May 6, 2021
Instrument	4402/436

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 30, 2019
Property Address	106 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261
Document Number	0041842161
Book / Page	004184 / 002161
Instrument Date	Oct 8, 2019
Instrument	94335
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3906 MAXIMILIAN CT FAIRFAX VA 220332736, FAIRFAX, VA 22033-2736

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 11, 2019
Property Address	106 EAGLE TRACE CT, PANAMA CITY BEACH, FL 32413-1261
Document Number	0041661635
Book / Page	004166 / 001635
Instrument Date	Sep 9, 2019
Instrument	80703
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 QUAIL ST PANAMA CITY BEACH FL 324086047, PANAMA CITY BEACH, FL 32408-6047

Tax Assessment & Valuation

The 2025 property tax bill for 106 Eagle Trace Ct was $3,753.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,753.00	$305,353 Land $96,873 Building $208,480	$305,353 Land $96,873 Building $208,480
2023	$3,062.00 (+11.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$285,800 (+3%)	$366,481 (+32.08%) Land $71,159 Building $295,322
2022	$2,750.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$277,476 Land $72,300 Building $205,176	$277,476 Land $72,300 Building $205,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Eagle Trace Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 22 condo units
Nearby Flood Claims	11 (1988–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Eagle Trace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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