Montgomery County property record for 107 E Valley St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 912 sqft · built 1900 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Aug 2023) |
| Tax Bill | $1,566 (2025) |
| Deeds & Mortgages | May 2021 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 600628114010000 |
| Primary APN | 600628114010000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 112 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 107 E VALLEY ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE ADD BISHOPS SD W 3/4 OL6 LT 10 BLK 5 |
| Legal Subdivision | NE ADD BISHOPS SD |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2100 |
| Census Tract | 960300 |
107 E Valley St is owned by two individuals who bought it in August 2023.
Source: Montgomery County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 PARK AVE, RED OAK, IA 51566-2745 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on File |
| Deed Sale | Aug 3, 2023 · Amount on File |
| Prior Sale | Jul 14, 2014 · Amount on File |
| Deed Document Number | 20231105 |
| Deed Book / Page | 2023 / 1105 |
| Prior Transfer Date | Aug 2, 2023 |
| Prior Transfer Doc | 0000001105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | May 5, 2021 |
| Property Address | 107 E VALLEY ST, RED OAK, IA 51566-1830 |
| Document Number | 002021/809 |
| Book / Page | 2021 / 809 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021 0809 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 E VALLEY ST, RED OAK, IA 51566-1830 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 107 E Valley St was $1,566, up 37.9% from the year before.
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,566.00 (+37.85%) | $71,730 Land $6,620 Building $65,110 | $71,730 Land $6,620 Building $65,110 |
| 2024 | $1,136.00 | ||
| 2023 | $48,440 Land $4,410 Building $44,030 | $48,440 Land $4,410 Building $44,030 | |
| 2022 | $558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 E Valley St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1987–2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 107 E Valley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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