200 E Valley St, Red Oak, IA 51566 Property Records

Montgomery County property record for 200 E Valley St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,614 sqft · built 1922
Lot Size0.116 acres (5,040 sqft)
OwnerIndividual Name on Record
Last Sale$4,875 (Jan 2006)
Tax Bill$2,222 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN600628119001000

Property Details

APN / Parcel Number

Primary APN600628119001000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,614 sqft Living Area
1st Floor Area676 sqft
Basement Area938 sqft
Finished Basement938 sqft
Unfinished Basement938 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions112 ft deep x 45 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area25 sqft
Deck Area119 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address200 E VALLEY ST
CityRED OAK
StateIA
Zip51566-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE ADD BISHOPS SD W 3/4 OL6 LT 6 BLK 7
Legal SubdivisionNE ADD BISHOPS SD
Legal Block7
Legal Lot Number6
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2110
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address200 E VALLEY ST, RED OAK, IA 51566-1833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2006 · Amount on Record
Deed SaleJan 25, 2006 · Amount on Record
Deed Document Number2006292 0320
Deed Book / Page292 / 320
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address200 E VALLEY ST, RED OAK, IA 51566-1833
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001097
DateJul 23, 2018
Book Page0000002018/0000001097
Instrument000000001097
Lender
NameRED OAK CITY OF
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,222.00 (+8.39%) Homeowner's exemption$112,650 (+15.47%) Land $6,620 Building $106,030$112,650 (+15.47%) Land $6,620 Building $106,030
2024$2,050.00 (+54.83%)
2023$97,560 Land $4,410 Building $93,150$97,560 Land $4,410 Building $93,150
2022$1,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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