102 E Valley St, Red Oak, IA 51566 Property Records

Montgomery County property record for 102 E Valley St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1910
Lot Size0.116 acres (5,040 sqft)
OwnerIndividual Name on File
Tax Bill$28 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (reduced by levee)
APN600628118002000

Property Details

APN / Parcel Number

Primary APN600628118002000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions112 ft deep x 45 ft wide
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address102 E VALLEY ST
CityRED OAK
StateIA
Zip51566-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE ADD BISHOPS SD W 3/4 OL6 LT 5 BLK 8
Legal SubdivisionNORTHEAST ADDITION
Legal Block8
Legal Lot Number5
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2109
Census Tract960300

Owner

102 E Valley St is owned and occupied by an individual who acquired it in March 2015.

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address102 E VALLEY ST, RED OAK, IA 51566-1831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 5, 2015
Transfer Doc2015/0355
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateNov 8, 2019
Property Address102 E VALLEY ST, RED OAK, IA 51566-1831
Document Number2019/1652
Book / Page2019 / 1652
Instrument DateNov 8, 2019
Instrument1652
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E VALLEY ST, RED OAK, IA 51566-1831

Tax Assessment & Valuation

The 2025 property tax bill for 102 E Valley St was $28 with a homeowner's exemption, up 33.3% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28.00 (+33.33%) Homeowner's exemption$21,160 Land $6,620 Building $14,540$21,160 Land $6,620 Building $14,540
2024$21.00
2023$7,910 Land $2,210 Building $5,700$7,910 Land $2,210 Building $5,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E Valley St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 E Valley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Valley St

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