107 E Sands St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 107 E Sands St, Oneida, NY 13421

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,908 sqft · built 1901
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$79,500 (Apr 2005)
Tax Bill$4,527 (2025)
Deeds & MortgagesNov 2020 Line of Credit
APN251201 38.41-1-34

Property Details

APN / Parcel Number

Primary APN251201 38.41-1-34
Alternative APNs
  • 120103804100010340000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,908 sqft Total Area
1st Floor Area1,296 sqft
Upper Floors Area612 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address107 E SANDS ST
CityONEIDA
StateNY
Zip13421-2415
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal Block1
Legal Lot Number34.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2025
Census Tract30101

Owner

Source: Madison County and Oneida City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 E SANDS ST, ONEIDA, NY 13421-2415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2005 · Amount on Record
Deed SaleApr 15, 2005 · Amount on Record
Deed Book / Page1332 / 306
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address107 E SANDS ST, ONEIDA, NY 13421-2415
Document Number0000006439
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E SANDS ST ONEIDA NY 134212415, ONEIDA, NY 13421-2415

Mortgage

Document Number0000006439
DateNov 25, 2020
Instrument6439
Lender
NameGPO FCU
AddressNEW HARTFORD, NY 13413
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 24, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,527.00 (+185.26%)$91,000 (-) Land $9,100 Building $81,900$128,169 (+7.04%) Land $12,817 Building $115,352
2023$91,000 (-) Land $9,100 Building $81,900$119,737 (+9.21%) Land $11,974 Building $107,763
2022$1,587.00 Homeowner's exemption$91,000 Land $9,100 Building $81,900$109,639 Land $10,964 Building $98,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims44 (1996–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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