Madison County and Oneida City property record for 114 E Sands St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,890 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $21,000 (May 2007) |
| Tax Bill | $5,146 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2023 Line of Credit |
| APN | 251201 38.41-1-54 |
| Primary APN | 251201 38.41-1-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| 2nd Floor Area | 777 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 95 ft deep x 42 ft wide |
| Porch | Porch |
| Porch Area | 54 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 E SANDS ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30101 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 E SANDS ST, ONEIDA, NY 13421-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICU CREDIT UNION |
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2007 · Amount on Record |
| Deed Sale | May 18, 2007 · Amount on Record |
| Deed Book / Page | 1406 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 24, 2026 |
| Property Address | 114 E SANDS ST, ONEIDA, NY 13421-2416 |
| Document Number | 0000002803 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20262803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 114 E SANDS ST, ONEIDA, NY 13421-2416 |
| Document Number | 0000002803, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20262803 |
| Name | AMERICU CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 114 E SANDS ST, ONEIDA, NY 13421-2416 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000828 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-1828 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,146.00 (-1.47%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,223.00 (+316.51%) | $105,000 (-) Land $7,900 Building $97,100 | $147,887 (+7.04%) Land $11,127 Building $136,760 |
| 2023 | $105,000 (-) Land $7,900 Building $97,100 | $138,158 (+9.21%) Land $10,395 Building $127,763 | |
| 2022 | $1,254.00 Homeowner's exemption Senior Citizen's exemption | $105,000 Land $7,900 Building $97,100 | $126,506 Land $9,518 Building $116,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 44 (1996–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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