105 E Sands St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 105 E Sands St, Oneida, NY 13421 · Last verified May 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	11,280 sqft · built 1975
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Dec 2021)
Tax Bill	$18,010 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Line of Credit + 1 more
APN	`251201 38.41-1-33`

Property Details

APN / Parcel Number

Primary APN	`251201 38.41-1-33`
Alternative APNs	`120103804100010330000000` `INSIDE`

Interior

Units	11 Units
Stories	2 Stories
Building Area	11,280 sqft Gross Area
Basement Area	3,760 sqft
Finished Basement	3,760 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	100 ft deep x 145 ft wide
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 E SANDS ST
City	ONEIDA
State	NY
Zip	13421-2414
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	IN 100 YR FLOODPLAIN
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2025
Census Tract	30101

Owner

Source: Madison County and Oneida City records · APN 251201 38.41-1-33

Assessment roll updated April 17, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4416 HAWTHORNE DR, VERNON, NY 13476-3504
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage UTICA GAS AND ELECTRIC FEDERAL CREDIT UNION
May 06, 2026	Deed of Trust, Mortgage · Line of Credit UTICA GAS AND ELECTRIC FEDERAL CREDIT UNION
Jul 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	20218613
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Recording Date	May 06, 2026
Property Address	105 E SANDS ST, ONEIDA, NY 13421-2414
Document Number	0000001989
Instrument Date	May 04, 2026
Instrument	20261989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LEATHERSTOCKING ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4416 HAWTHORNE DR, VERNON, NY 13476-3504

Mortgage

Document Number	0000001989,
Date	May 06, 2026
Instrument	20261989

Lender

Name	UTICA GAS AND ELECTRIC FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Recording Date	May 06, 2026
Property Address	105 E SANDS ST, ONEIDA, NY 13421-2414
Document Number	0000001990
Instrument Date	May 04, 2026
Instrument	20261990
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LEATHERSTOCKING ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4416 HAWTHORNE DR, VERNON, NY 13476-3504

Mortgage

Document Number	0000001990,
Date	May 06, 2026
Instrument	20261990

Lender

Name	UTICA GAS AND ELECTRIC FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jul 17, 2017
Property Address	105 E SANDS ST, ONEIDA, NY 13421-2414
Document Number	0000003803
Instrument Date	Jun 26, 2017
Instrument	3803
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 GLENWOOD AVE ONEIDA NY 134217111, ONEIDA, NY 13421-7111

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,010.00 (+99.69%)	$362,000 (-) Land $12,100 Building $349,900	$509,859 (+7.04%) Land $17,042 Building $492,817
2023		$362,000 (-) Land $12,100 Building $349,900	$476,316 (+9.21%) Land $15,921 Building $460,395
2022	$9,019.00	$362,000 Land $12,100 Building $349,900	$436,145 Land $14,578 Building $421,567

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360530301012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	44 (1996–2013)
Most Recent Claim	Jun 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2013 · 41 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 521 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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