107 E Circle Dr, Ruidoso Downs, NM 88346 Property Records

Lincoln County property record for 107 E Circle Dr, Ruidoso Downs, NM 88346

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1974
Lot Size	0.202 acres (8,798 sqft)
Owner	2 Individual Names on File
Last Sale	$90,700 (Aug 2012)
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-076-065-213-204`

Property Details

APN / Parcel Number

Primary APN	`4-076-065-213-204`
Alternative APN	`375700`

Interior

Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	8,798 sqft (0.202 acres)

Location & Zoning

Account Number	375700
Street Address	107 E CIRCLE DR
City	RUIDOSO DOWNS
State	NM
Zip	88346-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUIDOSO DOWNS HEIGHTS SD. BLOCK 1 LOT 60
Legal Subdivision	RUIDOSO DOWNS HEIGHTS SD
Legal Block	1
Legal Lot Number	60
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	2
Census Block	2051
Census Tract	960401

Owner

107 E Circle Dr is owned and occupied by two individuals who acquired it in April 2019.

Source: Lincoln County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2019	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 9, 2019	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2012 · Amount on File
Deed Sale	Aug 21, 2012 · Amount on File
Deed Document Number	20125251
Deed Book / Page	2012 / 5251
Last Transfer Date	Apr 4, 2019
Transfer Doc	2019/01832
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	107 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544

Mortgage

Document Number	2020/4535
Date	Aug 31, 2020
Book Page	2020/4535
Instrument	202004535

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NM
Recording Date	Apr 9, 2019
Property Address	107 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number	2019/01833
Book / Page	2019 / 01833
Instrument Date	Apr 4, 2019
Instrument	201901833
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5668 BETH VIEW DR, EL PASO, TX 79932-1423

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NM
Recording Date	Apr 9, 2019
Property Address	107 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number	2019/01832
Book / Page	2019 / 01832
Instrument Date	Apr 4, 2019
Instrument	201901832
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5668 BETH VIEW DR, EL PASO, TX 79932-1423

Tax Assessment & Valuation

The 2025 property tax bill for 107 E Circle Dr was $1,057.

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Municipality	Ruidoso Downs City
Unified School District	Ruidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,611 (-) Land $7,949 Building $25,662	$100,833 (-) Land $23,847 Building $76,986
2025	$1,057.00	$33,611 Land $7,949 Building $25,662	$100,833 Land $23,847 Building $76,986
2023	$991.00	$31,681 Land $7,492 Building $24,189	$95,043 Land $22,476 Building $72,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 E Circle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 E Circle Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 91% of New Mexico
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
Choice Broadband Fixed Wireless	100 / 25
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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