104 E Circle Dr, Ruidoso Downs, NM 88346 Property Records

Lincoln County property record for 104 E Circle Dr, Ruidoso Downs, NM 88346

Property Summary

Property TypeSingle Family Home
Details1,720 sqft · built 1993
Lot Size0.022 acres (967 sqft)
OwnerIndividual Name on Record
Last Sale$196,400 (Nov 2018)
Tax Bill$1,590 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN4-076-065-209-227

Property Details

APN / Parcel Number

Primary APN4-076-065-209-227
Alternative APN
  • 376425

Interior

Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area967 sqft (0.022 acres)

Location & Zoning

Account Number376425
Street Address104 E CIRCLE DR
CityRUIDOSO DOWNS
StateNM
Zip88346-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUIDOSO DOWNS HEIGHTS SD. BLOCK 3 LOT 5 LESS A PART CONT'G 0.0222 ACS., MORE OR LESS
Legal SubdivisionRUIDOSO DOWNS HEIGHTS SD
Legal Block3
Legal Lot Number5
JurisdictionLINCOLN NM
Township / Civil DivisionRUIDOSO
Census Block Group2
Census Block2053
Census Tract960401

Owner

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleApr 29, 2005 · Amount on Record
Deed Document Number20186572
Deed Book / Page2018 / 6572
Record UpdatedSep 20, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NM
Recording DateNov 19, 2018
Property Address104 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number2018/06572
Book / Page2018 / 06572
Instrument DateNov 13, 2018
Instrument201806572
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14736 SE PAGE PARK CT, 14736, HAPPY VALLEY, OR 97086-4258

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 722, RUIDOSO DOWNS, NM 88346-0722

Mortgage

Document Number201806573
DateNov 19, 2018
Instrument201806573
Lender
NameOTERO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateNew Mexico
CountyLincoln County
MunicipalityRuidoso Downs City
Unified School DistrictRuidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,550 (-) Land $7,132 Building $43,418$151,650 (-) Land $21,396 Building $130,254
2025$1,590.00 (+6.71%)$50,550 (+6.09%) Land $7,132 Building $43,418$151,650 (+6.09%) Land $21,396 Building $130,254
2023$1,490.00$47,647 Land $6,722 Building $40,925$142,941 Land $20,166 Building $122,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 91% of New Mexico
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUIDOSO DOWNS WATER SYSTEM
serves 2,146 people · EPA ID NM3513214
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Starlink
Satellite
280 / 30
Choice Broadband
Fixed Wireless
100 / 25
Windstream
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on E Circle Dr

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