Lincoln County property record for 105 E Circle Dr, Ruidoso Downs, NM 88346
| Property Type | Single Family Home |
|---|---|
| Details | 2,112 sqft · built 1974 |
| Lot Size | 0.189 acres (8,225 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,086 (2023) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-076-065-207-208 |
| Primary APN | 4-076-065-207-208 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 8,225 sqft (0.189 acres) |
| Account Number | 381900 |
|---|---|
| Street Address | 105 E CIRCLE DR |
| City | RUIDOSO DOWNS |
| State | NM |
| Zip | 88346-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUIDOSO DOWNS HEIGHTS SD. BLOCK 1 LOT 61 62 |
| Legal Subdivision | RUIDOSO DOWNS HEIGHTS SD |
| Legal Block | 1 |
| Legal Lot Number | 61-62 |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960401 |
Source: Lincoln County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2023 |
| Transfer Doc | 0000004310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NM |
| Property Address | 105 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Document Number | 02022/5931 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 2022/5931 |
| Instrument | 202205931 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2037 |
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Municipality | Ruidoso Downs City |
| Unified School District | Ruidoso Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,121 (-) Land $15,894 Building $61,227 | $231,363 (-) Land $47,682 Building $183,681 | |
| 2025 | Veteran's exemption | $77,121 (+6.09%) Land $15,894 Building $61,227 | $231,363 (+6.09%) Land $47,682 Building $183,681 |
| 2023 | $2,086.00 Veteran's exemption Additional exemption filed | $72,695 Land $14,982 Building $57,713 | $218,085 Land $44,946 Building $173,139 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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