107 Cross Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 107 Cross Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 2019
Lot Size	0.707 acres (30,810 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2025)
Tax Bill	$9,627 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0206 B:0000 L:6`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0206 B:0000 L:6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	4,764 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,810 sqft (0.707 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	107 CROSS RD
City	HOLYOKE
State	MA
Zip	01040-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	6
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1014
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 CROSS RD, HOLYOKE, MA 01040-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
May 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 16, 2025
Property Address	107 CROSS RD, HOLYOKE, MA 01040-9725
Document Number	0000240134
Instrument Date	Jul 16, 2025
Instrument	240134
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CROSS RD, HOLYOKE, MA 01040-9725

Mortgage

Document Number	0000240135
Date	Jul 16, 2025
Instrument	240135

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 20, 2023
Property Address	107 CROSS RD, HOLYOKE, MA 01040-9725
Document Number	0000232860
Instrument Date	Jan 19, 2023
Instrument	232860
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232861
Date	Jan 20, 2023
Instrument	232861

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	May 7, 2021
Property Address	107 CROSS RD, HOLYOKE, MA 01040-9725
Document Number	0000226139
Instrument Date	May 7, 2021
Instrument	226139
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CROSS RD, HOLYOKE, MA 01040-9725

Mortgage

Document Number	0000226140
Date	May 7, 2021
Instrument	226140

Lender

Name	METRO CITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Jun 1, 2026
Max Rate At Change	4.38%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,627.00 (+1.54%)	$552,300 (+1.71%) Land $74,600 Building $477,700	$553,358 (+7.05%)
2025	$9,481.00 (-2.23%)	$543,000 (+6.12%) Land $69,700 Building $473,300	$516,895 (+15.23%)
2024	$9,697.00 (+5.49%)	$511,700 (+4.43%) Land $66,400 Building $445,300	$448,590
2023	$9,192.00	$490,000 Land $66,400 Building $423,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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