100 Cross Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 100 Cross Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,304 sqft · built 1970
Lot Size	1.04 acres (45,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Jun 2021)
Tax Bill	$9,452 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0206 B:0000 L:11`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0206 B:0000 L:11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,304 sqft Living Area
Gross Area	4,912 sqft
Basement Area	1,888 sqft
Unfinished Basement	472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,625 sqft (1.04 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	100 CROSS RD
City	HOLYOKE
State	MA
Zip	01040-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	11
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1015
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 CROSS RD, HOLYOKE, MA 01040-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Balloon Mortgage POLISH NATIONAL CU
Jun 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Oct 8, 2004 · Amount on Record
Deed Document Number	202143917
Deed Book / Page	23962 / 224
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	100 CROSS RD, HOLYOKE, MA 01040-9725
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022890-136
Date	Oct 7, 2019
Book Page	22890/136
Instrument	58173

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jun 25, 2021
Property Address	100 CROSS RD, HOLYOKE, MA 01040-9725
Document Number	023962-224
Book / Page	23962 / 224
Instrument Date	Jun 25, 2021
Instrument	43917
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	829 PIPER RD, WEST SPRINGFIELD, MA 01089-4648

Mortgage

Document Number	0000043918
Date	Jun 25, 2021
Instrument	43918

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,452.00 (+6.81%)	$542,300 (+7%) Land $83,000 Building $448,300	$446,381 (-27.58%)
2025	$8,849.00 (+5.6%)	$506,800 (+14.61%) Land $77,600 Building $429,200	$616,360 (+20.42%)
2024	$8,380.00 (+5.85%)	$442,200 (+4.79%) Land $73,900 Building $368,300	$511,860
2023	$7,917.00	$422,000 Land $73,900 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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