101 Cross Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 101 Cross Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1971
Lot Size	0.314 acres (13,660 sqft)
Owner	Trust Name on Record
Last Sale	$269,900 (Jul 2005)
Tax Bill	$6,026 (2026)
Deeds & Mortgages	Aug 2026 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-00-004`

Property Details

APN / Parcel Number

Primary APN	`206-00-004`
Alternative APN	`HOLY M:0206 B:0000 L:4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	3,299 sqft
Basement Area	1,217 sqft
Unfinished Basement	1,217 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,660 sqft (0.314 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	206-00-004
Street Address	101 CROSS RD
City	HOLYOKE
State	MA
Zip	01040-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	4
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1014
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	101 CROSS RD, HOLYOKE, MA 01040-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2019	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2005 · Amount on Record
Deed Sale	Jul 1, 2005 · Amount on Record
Prior Sale	Feb 9, 1995 · Amount on Record
Deed Document Number	200528283
Last Transfer Date	Aug 13, 2026
Transfer Doc	0000039625
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 18, 2026
Property Address	101 CROSS RD, HOLYOKE, MA 01040-9725
Document Number	0000039625
Book / Page	26469 / 549
Instrument Date	Aug 13, 2026
Instrument	202639625
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CROSS RD, HOLYOKE, MA 01040-9725

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	101 CROSS RD, HOLYOKE, MA 01040-9725
Document Number	0000221151
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 CROSS RD HOLYOKE MA 010409725, HOLYOKE, MA 01040-9725

Mortgage

Document Number	0000221151
Date	Feb 19, 2020
Instrument	221151

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Feb 18, 2040

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,026.00 (+6.84%)	$345,700 (+7.03%) Land $68,400 Building $272,000	$338,893 (-23.51%)
2025	$5,640.00 (+4.83%)	$323,000 (+13.77%) Land $63,900 Building $259,100	$443,080 (+18.62%)
2024	$5,380.00 (+4.77%)	$283,900 (+3.73%) Land $60,900 Building $223,000	$373,540
2023	$5,135.00	$273,700 Land $60,900 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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