107 Cothron Dr, Lafayette, TN 37083 Property Records

Macon County property record for 107 Cothron Dr, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,375 sqft · built 1973
Lot Size	0.73 acres (31,800 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Jul 2020)
Tax Bill	$691 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059K-C-010.00`

Property Details

APN / Parcel Number

Primary APN	`059K-C-010.00`
Alternative APNs	`01059KC059K01000` `056059K C 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,075 sqft
Basement Area	300 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,800 sqft (0.73 acres)
Lot Dimensions	318 ft deep x 100 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	107 COTHRON DR
City	LAFAYETTE
State	TN
Zip	37083-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEAY COTHRON SUB PB DB61 PG 234 LOT 7 100 X 318 IRR
Legal Subdivision	SEAY COTHRON SUB
Legal Lot Number	7
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1027
Census Tract	970302

Owner

107 Cothron Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Macon County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 COTHRON DR, LAFAYETTE, TN 37083-1804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · FHA Mortgage VOLUNTEER MORTGAGE LOAN SERVICING
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Oct 27, 2000 · Amount on File
Deed Document Number	20202508
Deed Book / Page	104 / 735
Prior Transfer Date	Feb 24, 2015
Prior Transfer Doc	0000004/85
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	107 COTHRON DR, LAFAYETTE, TN 37083-1804
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COTHRON DR, LAFAYETTE, TN 37083-1804

Mortgage

Document Number	0RB203/356
Date	Apr 26, 2024
Book Page	RB203/356
Instrument	24001542

Lender

Name	VOLUNTEER MORTGAGE LOAN SERVICING
Address	404 JAMES ROBERTSON PKWY STE 1450, NASHVILLE, TN 37219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	471 Months
Due	Jul 1, 2063

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	107 COTHRON DR, LAFAYETTE, TN 37083-1804
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB104/737
Date	Sep 18, 2023
Book Page	RB104/737
Instrument	23003208

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	478 Months
Due	Jul 1, 2063

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 15, 2020
Property Address	107 COTHRON DR, LAFAYETTE, TN 37083-1804
Document Number	0RB104/735
Book / Page	RB104 / 735
Map Reference	MB 61 PG 234
Instrument Date	Jul 14, 2020
Instrument	20002508
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COTHRON DR, LAFAYETTE, TN 37083-1804

Mortgage

Document Number	0020002509
Date	Jul 15, 2020
Instrument	20002509

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0RB104/751
Date	Jul 15, 2020
Book Page	RB104/751
Instrument	20002510

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 107 Cothron Dr was $691.

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00	$43,425 Land $5,000 Building $38,425	$173,700 Land $20,000 Building $153,700
2023		$43,425 (+71.64%) Land $5,000 Building $38,425	$173,700 (+71.64%) Land $20,000 Building $153,700
2022		$25,300 Land $2,625 Building $22,675	$101,200 Land $10,500 Building $90,700
2019	$572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Cothron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Cothron Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cothron Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures