103 Cothron Dr, Lafayette, TN 37083 Property Records

Macon County property record for 103 Cothron Dr, Lafayette, TN 37083

Property Summary

Property Type	Commercial
Details	2 ba · 1,450 sqft · built 1973
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 2018)
Tax Bill	$874 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059K-C-012.00`

Property Details

APN / Parcel Number

Primary APN	`059K-C-012.00`
Alternative APNs	`01059KC059K01200` `056059K C 01200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,450 sqft Gross Area
1st Floor Area	1,450 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Terrain	Rolling
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	103 COTHRON DR
City	LAFAYETTE
State	TN
Zip	37083-1858
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEAY COTHRON SUB PB DB61 PG 234 LOT 5 100 X 210 IRR
Legal Subdivision	SEAY COTHRON SUB
Legal Lot Number	5
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1027
Census Tract	970302

Owner

Source: Macon County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1243 CAVE HILL RD, LAFAYETTE, TN 37083-3105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARION BANK AND TRUST COMPANY
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Oct 29, 2018	Warranty Deed, Transfer · Line of Credit CITIZENS BK
Aug 16, 2018	Warranty Deed, Transfer BENCHMARK TITLE COMPANY
May 11, 2018	Warranty Deed, Transfer CITIZENS BK/LAFAYETTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	20182533
Deed Book / Page	63 / 79
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Recording Date	May 1, 2026
Property Address	103 COTHRON DR, LAFAYETTE, TN 37083-1858
Document Number	0000001932
Book / Page	251 / 524
Instrument Date	Apr 27, 2026
Instrument	20261932
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COTHRON DR, LAFAYETTE, TN 37083-1858

Mortgage

Document Number	0000001932,
Date	May 1, 2026
Book Page	251/524
Instrument	20261932

Lender

Name	MARION BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	103 COTHRON DR, LAFAYETTE, TN 37083-1858
Document Number	0000004432
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COTHRON DR LAFAYETTE TN 370831804, LAFAYETTE, TN 37083-1804

Mortgage

Document Number	0000004432
Date	Dec 31, 2019
Book Page	000091/000570
Instrument	4432

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Oct 29, 2018
Property Address	103 COTHRON DR, LAFAYETTE, TN 37083-1858
Document Number	0000003364
Book / Page	000066 / 000743
Instrument Date	Oct 26, 2018
Instrument	3364
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1243 CAVE HILL RD LAFAYETTE TN 370833105, LAFAYETTE, TN 37083-3105

Mortgage

Document Number	3365
Date	Oct 29, 2018
Book Page	000066/000745
Instrument	3365

Lender

Name	CITIZENS BK
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Aug 16, 2018
Property Address	103 COTHRON DR, LAFAYETTE, TN 37083-1858
Document Number	RB063/0079
Book / Page	RB063 / 0079
Map Reference	DD61 PG234
Instrument Date	Aug 15, 2018
Instrument	18002533
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 HORTON LN, LAFAYETTE, TN 37083-3314

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	May 11, 2018
Property Address	103 COTHRON DR, LAFAYETTE, TN 37083-1858
Document Number	0000001491
Book / Page	000058 / 000115
Instrument Date	May 11, 2018
Instrument	1491
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	548 HORTON LN LAFAYETTE TN 370833314, LAFAYETTE, TN 37083-3314

Mortgage

Document Number	1492
Date	May 11, 2018
Book Page	000058/000118
Instrument	1492

Lender

Name	CITIZENS BK/LAFAYETTE
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (+1.98%)	$53,840 (-) Land $7,200 Building $46,640	$134,600 (-) Land $18,000 Building $116,600
2024	$857.00 (-14.04%)
2023		$53,840 Land $7,200 Building $46,640	$134,600 Land $18,000 Building $116,600
2019	$997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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