105 Cothron Dr, Lafayette, TN 37083 Property Records

Macon County property record for 105 Cothron Dr, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1973
Lot Size	0.601 acres (26,200 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2018)
Tax Bill	$652 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056059K C 01100`

Property Details

APN / Parcel Number

Primary APN	`056059K C 01100`
Alternative APN	`059K C 01100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,200 sqft
Lot Dimensions	262 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Porch	Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	105 COTHRON DR
City	LAFAYETTE
State	TN
Zip	37083-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: L01
Legal Subdivision	SEAY COTHRON SUB
Legal Lot Number	6 100
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1027
Census Tract	970302

Owner

105 Cothron Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Macon County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 COTHRON DR, LAFAYETTE, TN 37083-1804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Dec 26, 2000 · Amount on File
Deed Document Number	18003364
Deed Book / Page	RB066 / 0743
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	105 COTHRON DR, LAFAYETTE, TN 37083-1804
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB127/259
Date	Apr 20, 2021
Book Page	RB127/259
Instrument	21001723

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	105 COTHRON DR, LAFAYETTE, TN 37083-1804
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COTHRON DR, LAFAYETTE, TN 37083-1804

Mortgage

Document Number	0RB177/372
Date	Dec 1, 2022
Book Page	RB177/372
Instrument	22004984

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	105 COTHRON DR, LAFAYETTE, TN 37083-1804
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COTHRON DR, LAFAYETTE, TN 37083-1804

Mortgage

Document Number	0RB181/428
Date	Mar 14, 2023
Book Page	RB181/428
Instrument	23000795

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cothron Dr was $652.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00	$40,175 Land $5,000 Building $35,175
2023		$40,175 (+104.45%) Land $5,000 Building $35,175	$160,700 (+104.45%) Land $20,000 Building $140,700
2022		$19,650 Land $2,625 Building $17,025	$78,600 Land $10,500 Building $68,100
2019	$594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Cothron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cothron Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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