Kanawha County property record for 107 Cobblestone Ln, Saint Albans, WV 25177
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,143 sqft · built 1999 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (Jun 2003) |
| Tax Bill | $2,344 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 16-12-0099.0000 |
| Primary APN | 16-12-0099.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,143 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Below Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07576275 |
|---|---|
| Street Address | 107 COBBLESTONE LN |
| City | SAINT ALBANS |
| State | WV |
| Zip | 25177-9446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 A STONES THROW SUB CONT 1-41/100A M/L |
| Legal Subdivision | STONES THROW SUB |
| Legal Lot Number | 7 |
| Jurisdiction | KANAWHA WV |
| Township / Civil Division | 3 |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 13702 |
Source: Kanawha County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 COBBLESTONE LN, SAINT ALBANS, WV 25177-9446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on Record |
| Deed Sale | Jun 30, 2003 · Amount on Record |
| Prior Sale | Jun 12, 2001 · Amount on Record |
| Deed Document Number | 0002579795 |
| Deed Book / Page | 2579 / 795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANAWHA WV |
| Property Address | 107 COBBLESTONE LN, SAINT ALBANS, WV 25177-9446 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0046560480 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 46560480 |
| Name | POCA VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Kanawha County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Kanawha County |
| Unified School District | Kanawha County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,344.00 (+2.63%) Homeowner's exemption | $206,070 (+2.35%) Land $37,470 Building $168,600 | $343,400 (+2.35%) Land $62,400 Building $281,000 |
| 2023 | $2,284.00 (-2.31%) Homeowner's exemption | $201,330 (-1.06%) Land $35,490 Building $165,840 | $335,500 (-1.06%) Land $59,100 Building $276,400 |
| 2022 | $203,490 Land $35,490 Building $168,000 | $339,100 Land $59,100 Building $280,000 | |
| 2021 | $2,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 51% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: local2u.
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