106 Cobblestone Ln, Saint Albans, WV 25177 Property Records

Kanawha County property record for 106 Cobblestone Ln, Saint Albans, WV 25177

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,838 sqft · built 1997
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,500 (Sep 2017)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`16-12-0095.0000`

Property Details

APN / Parcel Number

Primary APN	`16-12-0095.0000`
Alternative APNs	`20-16-12-0095.0000` `07557173`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,838 sqft Living Area
1st Floor Area	2,604 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07557173
Street Address	106 COBBLESTONE LN
City	SAINT ALBANS
State	WV
Zip	25177-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 CONT 1-10/100A STONES THROW SUB COAL RIV
Legal Subdivision	STONES THROW SUB
Legal Lot Number	6
Jurisdiction	KANAWHA WV
Township / Civil Division	3
Census Block Group	5
Census Block	5014
Census Tract	13702

Owner

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 COBBLESTONE LN, SAINT ALBANS, WV 25177-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Document Number	2982751
Deed Book / Page	002982 / 000751
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Sep 26, 2017
Property Address	106 COBBLESTONE LN, SAINT ALBANS, WV 25177-9445
Document Number	0029820751
Book / Page	002982 / 000751
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 COBBLESTONE LN ST ALBANS WV 251779445, ST ALBANS, WV 25177-9445

Mortgage

Document Number	42650418
Date	Sep 26, 2017
Book Page	004265/000418

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (+2.34%)	$169,950 (+2.31%) Land $36,870 Building $133,080	$283,200 (+2.31%) Land $61,400 Building $221,800
2023	$2,092.00 (-2.24%)	$166,110 (-1.11%) Land $34,890 Building $131,220	$276,800 (-1.11%) Land $58,100 Building $218,700
2022		$167,970 Land $34,890 Building $133,080	$279,900 Land $58,100 Building $221,800
2021	$2,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2007)
Most Recent Claim	Apr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 51% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: local2u.

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