103 Cobblestone Ln, Saint Albans, WV 25177 Property Records

Kanawha County property record for 103 Cobblestone Ln, Saint Albans, WV 25177 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,893 sqft · built 2000
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2017)
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`16-12-0096.0000`

Property Details

APN / Parcel Number

Primary APN	`16-12-0096.0000`
Alternative APNs	`20-16-12-0096.0000` `07568544`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,893 sqft Living Area
1st Floor Area	2,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	60,984 sqft (1.4 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07568544
Street Address	103 COBBLESTONE LN
City	SAINT ALBANS
State	WV
Zip	25177-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BIG COAL RIVER SS RT 6/4 SHADYSIDE RD CONT 1-4/100A
Legal Lot Number	3
Jurisdiction	KANAWHA WV
Township / Civil Division	3
Census Block Group	5
Census Block	5014
Census Tract	13702

Owner

Source: Kanawha County records · APN 16-12-0096.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 COBBLESTONE LN, SAINT ALBANS, WV 25177-9446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Dec 05, 2012 · Amount on Record
Deed Document Number	2979650
Deed Book / Page	002979 / 000650
Record Updated	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Aug 14, 2017
Property Address	103 COBBLESTONE LN, SAINT ALBANS, WV 25177-9446
Document Number	0029790650
Book / Page	002979 / 000650
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COBBLESTONE LN ST ALBANS WV 251779446, ST ALBANS, WV 25177-9446

Mortgage

Document Number	42570457
Date	Aug 14, 2017
Book Page	004257/000457

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanawha County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,382.00 (+3.13%) Homeowner's exemption	$129,750 (+2.66%) Land $37,170 Building $92,580	$216,200 (+2.66%) Land $61,900 Building $154,300
2023	$1,340.00 (-17.49%) Homeowner's exemption	$126,390 (-0.99%) Land $35,190 Building $91,200	$210,600 (-0.99%) Land $58,600 Building $152,000
2022		$127,650 Land $35,190 Building $92,460	$212,700 Land $58,600 Building $154,100
2021	$1,624.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kanawha County (54039C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 38% of the US · above 51% of West Virginia
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.