Putnam County property record for 107 Cleo Ln, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,495 sqft · built 1958 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2024 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 38-11-27-0000-002.0-110.0 |
| Primary APN | 38-11-27-0000-002.0-110.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 396 sqft |
| Porch | Porch |
| Porch Area | 12 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 87705 |
|---|---|
| Street Address | 107 CLEO LN |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF ACOSTA GRT OR280 P408 OR |
| Legal Range | 27E |
| Legal Township | 11S |
| Legal Section | 38 |
| Legal Subdivision | DUNNS CRK RETREAT |
| Legal Lot Number | 110 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | EAST PALATKA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 951100 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 CLEO LN, SATSUMA, FL 32189-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Correction Deed |
| Jan 3, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST FSB/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 |
| Deed Sale | Feb 1, 2024 |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 0000017434 |
| Deed Book / Page | 1475 / 0247 |
| Prior Transfer Date | Jan 3, 2024 |
| Prior Transfer Doc | 202454000067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Feb 2, 2024 |
| Property Address | 107 CLEO LN, SATSUMA, FL 32189-2204 |
| Document Number | 0017430004 |
| Book / Page | 1743 / 4 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 202454002686 |
| Record Updated | Mar 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 CLEO LN, SATSUMA, FL 32189-2204 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jan 3, 2024 |
| Property Address | 107 CLEO LN, SATSUMA, FL 32189-2204 |
| Document Number | 0017390305 |
| Book / Page | 1739 / 305 |
| Map Reference | MB 194 PG 441 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 202454000067 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 CLEO LN, SATSUMA, FL 32189-2204 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 30, 2017 |
| Property Address | 107 CLEO LN, SATSUMA, FL 32189-2204 |
| Document Number | 0014750247 |
| Book / Page | 001475 / 000247 |
| Instrument Date | May 26, 2017 |
| Instrument | 54009696 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 CLEO LN SATSUMA FL 321892204, SATSUMA, FL 32189-2204 |
| Document Number | 14750249 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 001475/000249 |
| Instrument | 54009697 |
| Name | FIRST FSB/FL |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 (+13.6%) Homeowner's exemption | $147,400 (+5.98%) | $149,340 (-4.04%) Land $47,250 Building $102,090 |
| 2023 | $1,867.00 (+5.96%) Homeowner's exemption | $139,080 (+3%) | $155,620 (+6.66%) Land $47,250 Building $108,370 |
| 2022 | $1,762.00 Homeowner's exemption | $135,030 | $145,900 Land $47,250 Building $98,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 20 (1994–2020) |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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