103 Cleo Ln, Satsuma, FL 32189 Property Records

Putnam County property record for 103 Cleo Ln, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	744 sqft · built 1974
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Feb 2025)
Tax Bill	$426 (2025)
Flood Zone	Zone AE (high risk)
APN	`38-11-27-0000-002.0-108.0`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-002.0-108.0`
Alternative APN	`87703`

Interior

Building Area	744 sqft Living Area
1st Floor Area	744 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1997
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	414 sqft

Location & Zoning

Account Number	87703
Street Address	103 CLEO LN
City	SATSUMA
State	FL
Zip	32189-2204
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF ACOSTA GRT OR244 P351
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	DUNNS CRK RETREAT
Legal Lot Number	108
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 CLEO LN, SATSUMA, FL 32189-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Apr 23, 2004
Deed Document Number	202554003203
Deed Book / Page	1796 / 137
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 (+425.93%) Senior Citizen's exemption	$44,060 (+5.96%)	$62,800 (+7.22%) Land $23,630 Building $39,170
2023	$81.00 (-77.44%) Senior Citizen's exemption	$41,580 (+3%)	$58,570 (+14.57%) Land $23,630 Building $34,940
2022	$359.00 Senior Citizen's exemption	$40,370	$51,120 Land $23,630 Building $27,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30