105 Cleo Ln, Satsuma, FL 32189 Property Records

Putnam County property record for 105 Cleo Ln, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 1982
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Owner Names on File
Last Sale	$67,500 (Jun 2001)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`38-11-27-0000-002.0-109.0`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-002.0-109.0`
Alternative APN	`87704`

Interior

Building Area	1,344 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1982
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	314 sqft

Location & Zoning

Account Number	87704
Street Address	105 CLEO LN
City	SATSUMA
State	FL
Zip	32189-2204
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF ACOSTA GRT OR288 P888
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	DUNNS CRK RETREATS
Legal Lot Number	109
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

The current owner of 105 Cleo Ln bought it in June 2001.

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	105 CLEO LN, SATSUMA, FL 32189-2204
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2001 · Amount on File
Deed Sale	Jun 7, 2001 · Amount on File
Deed Document Number	414486
Deed Book / Page	0859 / 0542
Record Updated	Jun 8, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM FL
Property Address	105 CLEO LN, SATSUMA, FL 32189-2204
Document Number	0015321198
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLEO LN SATSUMA FL 321892204, SATSUMA, FL 32189-2204

Mortgage

Document Number	0015321198
Date	Feb 6, 2019
Book Page	001532/001198
Instrument	54002058

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2024

Interest

Rate Type	Fixed Rate
Rate	8.93%

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cleo Ln was $2,138.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,138.00	$114,440	$114,440 Land $23,630 Building $90,810
2023	$1,834.00 (+14.2%)	$114,120 (+19.91%)	$114,120 (+19.91%) Land $23,630 Building $90,490
2022	$1,606.00	$95,170	$95,170 Land $23,630 Building $71,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cleo Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cleo Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30