107 Chestnut Ridge Rd, Mills River, NC 28759 Property Records

Henderson County property record for 107 Chestnut Ridge Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,700 sqft · built 1984
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Nov 2018)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9633120849`

Property Details

APN / Parcel Number

Primary APN	`9633120849`
Alternative APNs	`0803036` `803036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,700 sqft Heated Area
1st Floor Area	1,800 sqft
Upper Floors Area	900 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Porch	Slab
Porch Area	1,329 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	803036
Street Address	107 CHESTNUT RIDGE RD
City	MILLS RIVER
State	NC
Zip	28759-2692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	803036~MR-
Legal Description	HIGH VISTA LO171 BLII PLC-356A
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2172)
Legal Block	12
Legal Lot Number	849
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3006
Census Tract	930701

Owner

107 Chestnut Ridge Rd is owned and occupied by an individual who bought it in November 2018.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage TNBANK
Jan 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Nov 6, 2018	Warranty Deed, Transfer
Jul 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Deed Book / Page	3267 / 515
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036310305
Date	Jan 7, 2021
Book Page	3631/305
Instrument	942142

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031730376
Date	Mar 13, 2018
Book Page	3173/376

Lender

Name	TNBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 25, 2021
Property Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Document Number	0036400291
Book / Page	003640 / 000291
Instrument Date	Oct 28, 2019
Instrument	943346
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 327 FLAT ROCK NC 287310327, FLAT ROCK, NC 28731-0327

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Document Number	0033710318
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHESTNUT RIDGE RD MILLS RIVER NC 287592692, MILLS RIVER, NC 28759-2692

Mortgage

Document Number	0033710318
Date	Aug 12, 2019
Book Page	003371/000318
Instrument	908797

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 6, 2018
Property Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Document Number	0032670515
Book / Page	3267 / 515
Instrument Date	Nov 1, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 6, 2018
Property Address	107 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Document Number	0032200232
Book / Page	003220 / 000232
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 CHESTNUT RIDGE RD MILLS RIVER NC 287592692, MILLS RIVER, NC 28759-2692

Tax Assessment & Valuation

The 2025 property tax bill for 107 Chestnut Ridge Rd was $2,200.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,600 Land $137,200 Building $373,400
2025	$2,200.00
2023		$510,600 Land $137,200 Building $373,400	$510,600 Land $137,200 Building $373,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Chestnut Ridge Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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