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95 Chestnut Ridge Rd, Mills River, NC 28759 Property Records

Henderson County property record for 95 Chestnut Ridge Rd, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,187 sqft · built 1982
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on File
Last Sale$699,000 (Nov 2021)
Tax Bill$3,132 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9633120528

Property Details

APN / Parcel Number

Primary APN9633120528
Alternative APNs
  • 0803037
  • 803037

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area3,187 sqft Heated Area
1st Floor Area2,000 sqft
Basement Area2,000 sqft
Finished Basement912 sqft
Unfinished Basement1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area37,462 sqft (0.86 acres)
PorchPatio
Porch Area330 sqft
Deck Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number803037
Street Address95 CHESTNUT RIDGE RD
CityMILLS RIVER
StateNC
Zip28759-8001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code803037~MR-
Legal DescriptionHIGH VISTA LO169 BL2 PLC-356A
Legal SubdivisionHIGH VISTA COUNTRY CLUB, INC. (2172)
Legal Block12
Legal Lot Number528
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group3
Census Block3006
Census Tract930701

Owner

95 Chestnut Ridge Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address95 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-8001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on File
Deed SaleNov 22, 2021 · Amount on File
Deed Document Number2021967916
Deed Book / Page3824 / 365
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateNov 22, 2021
Property Address95 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-8001
Document Number0038240365
Book / Page3824 / 365
Map ReferenceCAB C SL 356A
Instrument DateNov 15, 2021
Instrument967916
Transaction TypeTransfer
Record UpdatedJan 19, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,398.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8325 FLEET LANDING BLVD, 8325, ATLANTIC BEACH, FL 32233-7536

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-8001

Mortgage

Document Number0000967917
DateNov 22, 2021
Instrument967917
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 95 Chestnut Ridge Rd was $3,132.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$726,800 Land $168,700 Building $558,100
2025$3,132.00
2023$726,800 Land $168,700 Building $558,100$726,800 Land $168,700 Building $558,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Chestnut Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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