115 Chestnut Ridge Rd, Mills River, NC 28759 Property Records

Henderson County property record for 115 Chestnut Ridge Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,207 sqft · built 1992
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jul 2026)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9633130242`

Property Details

APN / Parcel Number

Primary APN	`9633130242`
Alternative APNs	`0801493` `801493`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,207 sqft Heated Area
1st Floor Area	1,166 sqft
Upper Floors Area	1,166 sqft
Basement Area	1,167 sqft
Finished Basement	875 sqft
Unfinished Basement	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Porch	Patio
Porch Area	199 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	801493
Street Address	115 CHESTNUT RIDGE RD
City	MILLS RIVER
State	NC
Zip	28759-2692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	801493~MR-
Legal Description	#173 BLK 2 HIGH VISTA BL2
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2172)
Legal Block	13
Legal Lot Number	242
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3006
Census Tract	930701

Owner

115 Chestnut Ridge Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Henderson County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Nov 8, 2021 · Amount on File
Deed Document Number	20261053486
Deed Book / Page	4472 / 176
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 30, 2026
Property Address	115 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Document Number	0001053486
Book / Page	4472 / 176
Instrument Date	Jul 29, 2026
Instrument	20261053486
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692

Mortgage

Document Number	0001053487,
Date	Jul 30, 2026
Instrument	20261053487

Lender

Name	HOWARD HANNA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 8, 2021
Property Address	115 CHESTNUT RIDGE RD, MILLS RIVER, NC 28759-2692
Document Number	0038160683
Book / Page	3816 / 683
Map Reference	CAB C SL 355A,356&35
Instrument Date	Nov 4, 2021
Instrument	966863
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 VALLEY BROOK DR, 712, MILFORD, OH 45150-1752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CHESNUT RIDGE ROAD, MILLS RIVER, NC 28759-2692

Mortgage

Document Number	0000966864
Date	Nov 8, 2021
Instrument	966864

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 115 Chestnut Ridge Rd was $2,038.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,000 (-) Land $145,200 Building $327,800
2025	$2,038.00	$473,000 Land $145,200 Building $327,800
2023		$473,000 Land $145,200 Building $327,800	$473,000 Land $145,200 Building $327,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Chestnut Ridge Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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