104 Cedar Rdg Dr, Guyton, GA 31312 Property Records

Effingham County property record for 104 Cedar Rdg Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,317 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2018)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0416B-003-000`

Property Details

APN / Parcel Number

Primary APN	`0416B-003-000`
Alternative APNs	`00790045000` `0416B003` `27615`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,317 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27615
Street Address	104 CEDAR RIDGE DR
City	GUYTON
State	GA
Zip	31312-7144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 3 OUT OF 416-17
Legal Subdivision	CEDAR RIDGE
Legal Phase	1
Legal Lot Number	3
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Sep 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	20182406
Deed Book / Page	2487 / 245
Transfer Doc	0000001270
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Mortgage

Document Number	0000002630/0000000921
Date	Oct 15, 2020
Book Page	0000002630/0000000921
Instrument	010665

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 6, 2018
Property Address	104 CEDAR RIDGE DR, GUYTON, GA 31312-7144
Document Number	002487/245
Book / Page	2487 / 245
Instrument Date	Sep 6, 2018
Instrument	2018-002406
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CEDAR RIDGE DR, GUYTON, GA 31312-7144

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,637 (+0.91%) Land $22,800 Building $122,837	$364,093 (+0.91%) Land $57,000 Building $307,093
2025	$2,783.00 (+8.46%) Homeowner's exemption	$144,328 (-3.98%) Land $22,800 Building $121,528	$360,821 (-3.97%) Land $57,000 Building $303,821
2024	$2,566.00 (+17.33%) Homeowner's exemption	$150,303 (+44.71%) Land $22,800 Building $127,503	$375,757 (+44.71%) Land $57,000 Building $318,757
2022	$2,187.00 Homeowner's exemption	$103,868 Land $18,000 Building $85,868	$259,669 Land $45,000 Building $214,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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