107 3rd St, Simpsonville, KY 40067 Property Records

Shelby County property record for 107 3rd St, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1948
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2026)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015A-18-018`

Property Details

APN / Parcel Number

Primary APN	`015A-18-018`
Alternative APNs	`0045431` `0052996`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0052996
Street Address	107 3RD ST
City	SIMPSONVILLE
State	KY
Zip	40067-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSONVILLE THIRD ST .50 ACRES
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	3
Census Block	3024
Census Tract	40503

Owner

107 3rd St is owned by an individual who bought it in July 2026.

Source: Shelby County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1027 MAJESTIC OAKS WAY, SIMPSONVILLE, KY 40067-5619
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE
Sep 20, 2022	Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	2026596000
Deed Book / Page	755 / 485
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	00D698/398
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jul 8, 2026
Property Address	107 3RD ST, SIMPSONVILLE, KY 40067-6414
Document Number	0000596000
Book / Page	755 / 485
Instrument Date	Jul 2, 2026
Instrument	2026596000
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MAJESTIC OAKS WAY, SIMPSONVILLE, KY 40067-5619

Mortgage

Document Number	0000595999,
Date	Jul 8, 2026
Book Page	1424/712
Instrument	2026595999

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Sep 20, 2022
Property Address	107 3RD ST, SIMPSONVILLE, KY 40067-6414
Document Number	00D705/235
Book / Page	D705 / 235
Map Reference	MB 544 PG 719
Instrument Date	Sep 19, 2022
Instrument	487864
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 TENNYSON AVE, 2501, LOUISVILLE, KY 40205-2660

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1789 CONNER STATION RD, SIMPSONVILLE, KY 40067-6616

Mortgage

Document Number	0000487865
Date	Sep 20, 2022
Instrument	487865

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Apr 19, 2022
Property Address	107 3RD ST, SIMPSONVILLE, KY 40067-6414
Document Number	00D698/398
Book / Page	D698 / 398
Instrument Date	Apr 13, 2022
Instrument	483473
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 3RD ST, 107, SIMPSONVILLE, KY 40067-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 3RD ST, SIMPSONVILLE, KY 40067-6414

Mortgage

Document Number	0000483474
Date	Apr 19, 2022
Instrument	483474

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	107 3RD ST, SIMPSONVILLE, KY 40067-6414
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1217/690
Date	Apr 13, 2021
Book Page	M1217/690
Instrument	471639

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 107 3rd St was $2,716.

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00	$237,500	$237,500
2023	$2,780.00	$237,500	$237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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