105 3rd St, Simpsonville, KY 40067 Property Records

Shelby County property record for 105 3rd St, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	1,512 sqft
Lot Size	0.298 acres (13,011 sqft)
Owner	2 Individual Names on File
Last Sale	$990,000 (Sep 2025)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015A-18-017`

Property Details

APN / Parcel Number

Primary APN	`015A-18-017`
Alternative APN	`0052996`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,011 sqft (0.298 acres)
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	90 sqft

Location & Zoning

Account Number	0052996
Street Address	105 3RD ST
City	SIMPSONVILLE
State	KY
Zip	40067-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD STREET
Legal Subdivision	SURVEY OF JOHN T MCGINNIS
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	3
Census Block	3024
Census Tract	40503

Owner

105 3rd St is owned by two individuals who bought it in September 2025.

Source: Shelby County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3106 DORILTON CT, LOUISVILLE, KY 40241-2704
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE
Dec 29, 2020	Deed, Transfer · Conventional Mortgage PEOPLES BANK
Nov 7, 2019	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	2025565176
Deed Book / Page	743 / 503
Prior Transfer Date	Oct 7, 2010
Prior Transfer Doc	00D540/552
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Recording Date	Jul 8, 2026
Property Address	105 3RD ST, SIMPSONVILLE, KY 40067-6414
Document Number	0000596001
Book / Page	1424 / 745
Instrument Date	Jul 2, 2026
Instrument	2026596001
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MAJESTIC OAKS WAY, SIMPSONVILLE, KY 40067-5619

Mortgage

Document Number	0000596001,
Date	Jul 8, 2026
Book Page	1424/745
Instrument	2026596001

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Dec 29, 2020
Property Address	105 3RD ST, SIMPSONVILLE, KY 40067-6414
Document Number	0D0675/195
Book / Page	D0675 / 195
Instrument Date	Dec 28, 2020
Instrument	467917
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9507 SHELBYVILLE RD, 9507, SIMPSONVILLE, KY 40067-6538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1789 CONNER STATION RD, SIMPSONVILLE, KY 40067-6616

Mortgage

Document Number	0000467918
Date	Dec 29, 2020
Instrument	467918

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Nov 7, 2019
Property Address	105 3RD ST, SIMPSONVILLE, KY 40067-6414
Document Number	0D0657/269
Book / Page	D0657 / 269
Instrument Date	Oct 31, 2019
Instrument	454943
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 ABBEYWOOD RD, 1304, LOUISVILLE, KY 40222-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4610 N PROSPECT RD, PEORIA, IL 61616-6458
Mail Care Of	JANE DESKE MARY DAVIS

Mortgage

Document Number	0000454944
Date	Nov 7, 2019
Instrument	454944

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 105 3rd St was $2,211.

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00	$192,600	$192,600
2023	$2,263.00	$192,600	$192,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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