308 3rd St, Simpsonville, KY 40067 Property Records

Shelby County property record for 308 3rd St, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft
Lot Size	0.138 acres (6,045 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2023)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015A-09-003A`

Property Details

APN / Parcel Number

Primary APN	`015A-09-003A`
Alternative APNs	`0007552` `0058589`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,045 sqft (0.138 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0058589
Street Address	308 3RD ST
City	SIMPSONVILLE
State	KY
Zip	40067-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCDOWELL PROPERTY TRACT B
Legal Subdivision	MCDOEWELL PROPERTY
Legal Tract	B
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	3
Census Block	3011
Census Tract	40503

Owner

308 3rd St is owned by an individual who bought it in June 2023.

Source: Shelby County records, as of February 13, 2026

Owner of Record	Individual Name on File
Mailing Address	57 PERSIMMON RIDGE DR, LOUISVILLE, KY 40245-5073
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Jun 16, 2023	Deed, Transfer
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Deed Document Number	502605
Deed Book / Page	D715 / 259
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	308 3RD ST, SIMPSONVILLE, KY 40067-6415
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1326/817
Date	Oct 26, 2023
Book Page	M1326/817
Instrument	512030

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 16, 2028

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jun 16, 2023
Property Address	308 3RD ST, SIMPSONVILLE, KY 40067-6415
Document Number	00D715/259
Book / Page	D715 / 259
Map Reference	CAB 1 SL 1-235
Instrument Date	Jun 14, 2023
Instrument	502605
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 NOLAND PIKE, SIMPSONVILLE, KY 40067-6439

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	308 3RD ST, SIMPSONVILLE, KY 40067-6415
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 3RD ST, SIMPSONVILLE, KY 40067-6415

Mortgage

Document Number	00M1294/49
Date	Oct 18, 2022
Book Page	M1294/49
Instrument	489195

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 308 3rd St was $1,452.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$125,000	$125,000
2023	$709.00 (-0.42%)	$57,500 (-)	$57,500 (-)
2022	$712.00	$57,500	$57,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 308 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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