10695 Summerfield Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10695 Summerfield Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	2.98 acres (129,881 sqft)
Owner	Company Name on File
Tax Bill	$5,219 (2025)
Deeds & Mortgages	Jan 2023 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-001-046-30`

Property Details

APN / Parcel Number

Primary APN	`15-001-046-30`

Exterior

Lot Area	129,881 sqft (2.98 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10695 SUMMERFIELD RD
City	TEMPERANCE
State	MI
Zip	48182-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL PART OF THE SE 1/4 OF SEC 1 T8S R6E COM AT THE S 1/4 COR OF SEC 1; TH N 89 DEG 30' 00" E 248.23 FT; TH N 14 DEG 06'
Legal Range	06E
Legal Township	08S
Legal Section	24
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	1
Census Block	1013
Census Tract	833000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	10695 SUMMERFIELD RD, TEMPERANCE, MI 48182-9765
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI STATE BK&TR
Jul 13, 2018	Deed of Trust, Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 31, 2023
Transfer Doc	0000001436
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 31, 2023
Property Address	10695 SUMMERFIELD RD, TEMPERANCE, MI 48182-9765
Document Number	0000001436
Instrument Date	Jan 30, 2023
Instrument	2023R01436
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10695 SUMMERFIELD RD, TEMPERANCE, MI 48182-9765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10695 SUMMERFIELD RD, TEMPERANCE, MI 48182-9765

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10695 SUMMERFIELD RD, TEMPERANCE, MI 48182-9765
Document Number	0000008582
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10695 SUMMERFIELD RD TEMPERANCE MI 481829765, TEMPERANCE, MI 48182-9765

Mortgage

Document Number	0000008582
Date	May 1, 2020
Instrument	8582

Lender

Name	STATE BK&TR
Type	Bank
Address	TEMPERANCE, MI 48182

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10695 SUMMERFIELD RD, TEMPERANCE, MI 48182-9765
Document Number	0000012784
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	546 INDIAN RIDGE TRL ROSSFORD OH 434601509, ROSSFORD, OH 43460-1509

Mortgage

Document Number	0000012784
Date	Jul 19, 2018
Instrument	12784

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFLANCE, OH 43512

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,900 (+29.87%) Land $243,900	$487,800 (+29.87%) Land $487,800
2025	$5,219.00 (+11.68%) Homeowner's exemption
2023	$4,673.00 Homeowner's exemption	$187,800	$375,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summerfield Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures