10735 Summerfield Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10735 Summerfield Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	2.68 acres (117,164 sqft)
Owner	Trust Name on File
Last Sale	$44,000 (Jul 2017)
Tax Bill	$6,447 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-001-046-20`

Property Details

APN / Parcel Number

Primary APN	`15-001-046-20`

Exterior

Lot Area	117,164 sqft (2.68 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10735 SUMMERFIELD RD
City	TEMPERANCE
State	MI
Zip	48182-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL PART OF THE SE 1/4 OF SEC 1 T8S R6E COM AT THE S 1/4 COR OF SEC 1; TH N 89 DEG 30' 00" E 716.95 FT; TH N 14 DEG 06'
Legal Range	06E
Legal Township	08S
Legal Section	24
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	1
Census Block	1013
Census Tract	833000

Owner

10735 Summerfield Rd is owner-occupied and held in a trust since July 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 16, 2019	Deed of Trust, Mortgage SUPERIOR CU
Aug 13, 2018	Warranty Deed, Transfer HASSETT TITLE COMPANY
Jul 24, 2017	Warranty Deed, Transfer HASSETT TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Deed Document Number	201715114
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724

Mortgage

Document Number	0000017654
Date	Oct 27, 2025
Instrument	2025R17654

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724

Mortgage

Document Number	0000019879
Date	Oct 12, 2022
Instrument	2022R19879

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724
Document Number	0000017971
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10735 SUMMERFIELD RD TEMPERANCE MI 48182, TEMPERANCE, MI 48182

Mortgage

Document Number	0000017971
Date	Oct 18, 2019
Instrument	17971

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 13, 2018
Property Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724
Document Number	0000014301
Instrument Date	Aug 10, 2018
Instrument	14301
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	HASSETT TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$455.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1812 W STERNS RD TEMPERANCE MI 481821541, TEMPERANCE, MI 48182-1541

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 24, 2017
Property Address	10735 SUMMERFIELD RD, TEMPERANCE, MI 48182-9724
Document Number	0000015114
Instrument Date	Jul 20, 2017
Instrument	15114
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	HASSETT TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$378.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11662 WELLS RD PETERSBURG MI 492709733, PETERSBURG, MI 49270-9733

Tax Assessment & Valuation

The 2025 property tax bill for 10735 Summerfield Rd was $6,447 with a homeowner's exemption, up 3.4% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,300 Land $300,300	$600,600 Land $600,600
2025	$6,447.00 (+3.45%) Homeowner's exemption
2024	$6,232.00 (+8.33%)
2023	$5,753.00 Homeowner's exemption	$233,000	$466,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10735 Summerfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10735 Summerfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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