10340 Summerfield Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10340 Summerfield Rd, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,798 sqft · built 1974
Lot Size4.55 acres (198,416 sqft)
OwnerIndividual Name on Record
Last Sale$119,015 (Feb 2013)
Tax Bill$4,333 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-012-001-10

Property Details

APN / Parcel Number

Primary APN15-012-001-10

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,798 sqft Living Area
1st Floor Area1,798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialCombination
Lot Area198,416 sqft (4.55 acres)
Lot Dimensions440 ft deep x 250 ft wide
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
Deck Area1,600 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10340 SUMMERFIELD RD
CityTEMPERANCE
StateMI
Zip48182-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description1046-282 1128-185 SEC 12 T8S R6E 2.03 AMOL COM AT A PT ON CL OF SUMMERFIELD RD LOC 65.29 FT N 89 DEG 39' W & 1448.8 FT N 24
Legal Range06E
Legal Township08S
Legal Section12
JurisdictionMONROE MI
Township / Civil DivisionWHITEFORD
Census Block Group1
Census Block1016
Census Tract833000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10340 SUMMERFIELD RD, TEMPERANCE, MI 48182-9763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROMEDICA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2013 · Amount on Record
Deed SaleFeb 4, 2013 · Amount on Record
Deed Document Number20132759
Prior Transfer DateJan 24, 2013
Prior Transfer Doc0000002759
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address10340 SUMMERFIELD RD, TEMPERANCE, MI 48182-9763
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 SUMMERFIELD RD, TEMPERANCE, MI 48182-9763

Mortgage

Document Number2021R14240
DateMay 27, 2021
Instrument2021R14240
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address10340 SUMMERFIELD RD, TEMPERANCE, MI 48182-9763
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008796
DateMay 16, 2018
Instrument2018R08796
Lender
NamePROMEDICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 15, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionWhiteford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,200 (+32.77%) Land $28,400 Building $207,800$472,400 (+32.77%) Land $56,800 Building $415,600
2025$4,333.00 (+13.76%) Homeowner's exemption
2023$3,809.00 Homeowner's exemption$177,900$355,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
2,500 / 2,500
Buckeye Cablesystem
Cable
1,000 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summerfield Rd

Nearby Streets

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