1069 South St, Elgin, IL 60123 Property Records

Kane County property record for 1069 South St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,256 sqft · built 1947
Lot Size	0.123 acres (5,350 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Nov 2018)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-276-012`

Property Details

APN / Parcel Number

Primary APN	`06-22-276-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,256 sqft Living Area
Gross Area	2,093 sqft
Basement Area	837 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,350 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1069 SOUTH ST
City	ELGIN
State	IL
Zip	60123-7261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET PARK LOT 12 BLOCK 1
Legal Subdivision	SUNSET PARK
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	854900

Owner

Source: Kane County records · APN 06-22-276-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1069 SOUTH ST, ELGIN, IL 60123-7261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201855782
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 16, 2018
Property Address	1069 SOUTH ST, ELGIN, IL 60123-7261
Document Number	0000055782
Map Reference	MB29 PG47
Instrument Date	Nov 05, 2018
Instrument	2018K055782
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 MARK ST, SOUTH ELGIN, IL 60177-2512

Mortgage

Document Number	0000055783
Date	Nov 16, 2018
Instrument	2018K055783

Lender

Name	LENDLINK FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (+15.82%) Homeowner's exemption
2024		$76,852 (+21.39%) Land $16,849 Building $60,003	$230,648 (+21.44%) Land $50,567 Building $180,081
2022	$4,969.00 (+4.72%) Homeowner's exemption	$63,308 (+6.96%) Land $13,880 Building $49,428	$189,924 (+6.96%) Land $41,640 Building $148,284
2021	$4,745.00 Homeowner's exemption	$59,189 Land $12,977 Building $46,212	$177,567 Land $38,931 Building $138,636

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 626 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.