Kane County property record for 1075 South St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,187 sqft · built 1947 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (May 2022) |
| Tax Bill | $5,362 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-276-011 |
| Primary APN | 06-22-276-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,187 sqft Living Area |
| Gross Area | 1,978 sqft |
| Basement Area | 791 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,650 sqft (0.13 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Water Source | Commercial |
| Street Address | 1075 SOUTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 11 BLOCK 1 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 854900 |
1075 South St is owned and occupied by two individuals who bought it in May 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 SOUTH ST, ELGIN, IL 60123-7261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Jan 20, 2015 · Amount on File |
| Deed Document Number | 202224520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 6, 2022 |
| Property Address | 1075 SOUTH ST, ELGIN, IL 60123-7261 |
| Document Number | 0000024520 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022K024520 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1075 SOUTH ST, 1075, ELGIN, IL 60123-7261 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1075 SOUTH ST, ELGIN, IL 60123-7261 |
| Document Number | 0000024521 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022K024521 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 1075 South St was $5,362 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,362.00 Homeowner's exemption | $78,289 (+8.57%) Land $18,293 Building $59,996 | $234,961 (+8.57%) Land $54,901 Building $180,060 |
| 2024 | $72,109 Land $16,849 Building $55,260 | $216,414 Land $50,567 Building $165,846 | |
| 2022 | $4,630.00 (+4.77%) Homeowner's exemption | $59,401 (+6.96%) Land $13,880 Building $45,521 | $178,203 (+6.96%) Land $41,640 Building $136,563 |
| 2021 | $4,419.00 Homeowner's exemption | $55,536 Land $12,977 Building $42,559 | $166,608 Land $38,931 Building $127,677 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1075 South St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1075 South St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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