Kane County property record for 993 South St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,071 sqft · built 1953 |
| Lot Size | 0.271 acres (11,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Sep 2016) |
| Tax Bill | $6,535 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-281-001 |
| Primary APN | 06-22-281-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| Gross Area | 2,142 sqft |
| 1st Floor Area | 1,071 sqft |
| Basement Area | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 11,783 sqft (0.271 acres) |
| Lot Width | 62 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 993 SOUTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK ADDN PLAT OF RESUB LOT 1 BLOCK 7 |
| Legal Subdivision | SUNSET PARK ADDN |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 854900 |
993 South St is owned and occupied by two individuals who bought it in September 2016.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 993 SOUTH ST, ELGIN, IL 60123-7333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2016 · Amount on File |
| Deed Sale | Sep 13, 2016 · Amount on File |
| Prior Sale | Mar 10, 2004 · Amount on File |
| Deed Document Number | 201649218 |
| Prior Transfer Date | Sep 28, 1996 |
| Prior Transfer Doc | 0000072623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 993 SOUTH ST, ELGIN, IL 60123-7333 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059596 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021K059596 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 993 South St was $6,535 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,535.00 Homeowner's exemption | $93,667 (+8.57%) Land $20,744 Building $72,923 | $281,113 (+8.57%) Land $62,257 Building $218,857 |
| 2024 | $86,274 Land $19,107 Building $67,167 | $258,926 Land $57,344 Building $201,582 | |
| 2022 | $5,642.00 (+4.64%) Homeowner's exemption | $71,070 (+6.96%) Land $15,740 Building $55,330 | $213,210 (+6.96%) Land $47,220 Building $165,990 |
| 2021 | $5,392.00 Homeowner's exemption | $66,446 Land $14,716 Building $51,730 | $199,338 Land $44,148 Building $155,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 993 South St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 993 South St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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