1069 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1069 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,206 sqft · built 2008
Owner	Individual Name on File
Last Sale	$164,900 (Oct 2019)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0051`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0051`
Alternative APNs	`100713` `137936` `67922`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 2008
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Basement
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	67922
Street Address	1069 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 51
Legal Subdivision	BUSH BOTTOM
Legal Tract	1
Legal Lot Number	51
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3003
Census Tract	11101

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1069 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed, Transfer · VA Mortgage STEARNS LENDING LLC
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Jul 2, 2007 · Amount on Record
Deed Document Number	2013999675
Deed Book / Page	D00779 / 163
Record Updated	Jun 8, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 1, 2019
Property Address	1069 JD CIR, BEREA, KY 40403-9131
Document Number	D00779/163
Book / Page	D00779 / 163
Map Reference	CAB 13 SL 194
Instrument Date	Sep 26, 2019
Instrument	2013999675
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 GASBANTOWN RD, 1013, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2013999676
Date	Oct 1, 2019
Instrument	2013999676

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1069 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2013960194
Date	Jun 16, 2017
Book Page	M01747/779
Instrument	2013960194

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+12.01%) Additional exemption filed	$190,000 (+15.22%)	$190,000 (+15.22%)
2023	$1,599.00	$164,900	$164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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